In the event of excessive refunds or chargebacks, you will likely have a negative debit payout in order for JustiFi to recoup the funds that were previously deposited into your bank account. For the debit to be successful, you will need to have debits allowed by your banking provider. If you do not have debits enabled or JustiFi permitted as a payee/payor, the payout will fail and may pause future payouts (both deposits and debits).   

Per our merchant agreement (see section 8A), the merchant authorizes JustiFi to debit the Bank Account, Reserve Account, any other account merchant has with JustiFi via internal transfer or ACH initiated for any amount merchant owes under this Agreement, whether Merchant's obligation is direct, indirect, primary, secondary, fixed, contingent, joint or several.